By request, thanks Laurie xoxo
This tut assumes your have a Good working knowledge of PSP.

Kit: Winter Time by Mago74 can be found here
Tube: Ismael Rac you can purchase here.
Mask:HorsePlay's Pasture mask 9 here
Template: None

Fonts: Respective Slanted you can download here
Shadow: 2,2, 36, 6
Filters: None
PSP Filters used: None

sa-f-df-nl= Select All, Float, Defloat, New Raster Layer.
sa-f-df= Select All, Float, Defloat.
c/p= copy & paste
sa=select all
sn=select none

See finished tag for placement of tube/elements.

Let's begin.
Open your tube in psp, I changed the colour of the sweater using colour manipulation. Source colour # C0C0C0, Target colour # A7030A.
Open Winter magic cluster frame 2, resize 25% all layers.
Add a new layer, sa.

Open paper 1 and resize to 800x800 pixels and sharpen once, copy and paste paper1 into selelctions in your cluster image, apply your mask, merge group.

Move this layer below the cluster frame layer.

Copy and paste tube close up as new layer, resize by 70%, duplicate and move the duplicate layer below the cluster frame layer.

On the orginal tube layer erase any part of the tube that overlaps the bottom of the frame.
Add a dropshadow (make sure that Shadow On New Layer is checked) to this layer.

You will see the shadow at the bottom of the top tube, use your erasor again to erase the shadow that is showing. On this shadow layer add another drop shadow, this time uncheck Shadow on new layer.

Open Circled wordart resize 25%, c/p as top layer on your cluster, use your erasor to erase any word art that is on top of the decorations at the bottom of the cluster.
Add your copy right and text.

For the stats I opened a new image 600x250 or 150x150 c/p one of the papers as a new layer, then c/p the finished tag as a new layer resizing & sharpening so that they fit the image nicely, added a border and an element or 2, then added my initial and I was done.